About Us

We are a married millenial couple in our mid-late 30s living in sunny and warm Sydney, Australia.

Sydney is known as one of the most expensive places to live in the world and we have the audacious goal of retiring early when we turn 40. Wish us luck!

Retire Early Sydney is a blog where we will be sharing our journey to change our spending habits, lifestyle and mindset to help us achieve our early retirement goal.

About Mr and Mrs Sydney

Mr and Mrs Sydney both grew up in Australia and spent their 20s doing the typical young people things: chasing career success, travelling the world, renting an expensive city apartment and enjoying eating out at fancy restaurants.

We have no regrets about any of this but a few things happened in our early 30s which have caused us to reexamine the way we live our lives:

  • The pandemic focussed our minds on what we really wanted out of life: health and family
  • We bought a 4 bedroom house with a backyard – after spending pandemic lockdowns cooped up in a one bedroom apartment
  • Mr Sydney quit his job after enduring years of a toxic work environment impacting his health

Our financial goals and philosophy

Our money philosophy is centred around our core values of:

  1. Maximising health and safety
  2. Fostering close relationships with people we love and our community
  3. Enjoying life!

To us, money is a means to an end, and not a destination in itself. Our view is that money should help you to reach your goals but a $ value shouldn’t be a goal in itself.

This means that we are not your typical financial independence and retire early (FIRE) or frugal living blog. That being said, we do care about money because it will help us reach our goal of retiring by 40 years of age. However our philosophy is more about living intentionally and finding fulfilment, with money simply being a tool in that process.

To us, early retirement looks like paying off our mortgage, finding low stress work, looking after our health and spending more time together and with our loved ones.

If that resonates with you, please leave a comment below to let us know any tips you can share so we can help each other on our financial freedom journey.


The information on this website is for general information only. It should not be taken as constituting professional advice from the website owner.  Retire Early Sydney is not a financial adviser. You should consider seeking independent advice to check how the website information relates to your personal circumstances.

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